Although injuries at
the workplace entitle the employees to workers' compensation insurance
benefits, however, often employers or their insurers deny their legitimate
claim. At this point, you can obviously try to appeal and enter into complex
legal systems on your own, but it will seem to be overwhelming for you.
Working with an
experienced attorney focused on worker's compensation can get you a greater
chance of winning the benefits that you deserve. Mike Saltzstein, a
visionary and professional specializing in strategic planning, worker’s
compensation claims, multi-line claims, and financial structures says that a
legal professional makes this hard task possible in the following ways
Gathering
Evidence
Inadequate medical
evidence is likely to be the most common cause that claims for worker’s
compensation are rejected. Lawyers know this well and thankfully it’s the law
that empowers them to reach directly the physicians who take care of the
injured worker. This helps them
·
Collecting all relevant medical records.
·
Arranging the treatment of the workers by
certain physicians.
·
Gathering medical opinions from the
physicians treating you and even if required to seek independent medical
examination.
·
Representing on your behalf in the court as
and when you are asked to appear and replaying at depositions.
·
Arranging depositions of expert medical
practitioners.
·
In addition, they gather a range of evidence
that may strengthen your claim.
Negotiates
Settlement Agreements
Long experience in
worker’s compensation helps the lawyers to evaluate the worth of your injury
case (that means the benefits you deserve) at the time of negotiating with the
insurance company of your employer. To estimate the value of your benefits, the
lawyers consider the following factors
·
The degree of injuries that you have
experienced.
·
The earlier medical expenses that you have
borne in addition to expenses toward future medical treatment if you need as
recommended by the doctors.
·
In case, there is a likelihood that you will
have prolonged impairments for this. In such case, you will be entitled to
permanent disability benefits too.
·
Wage loss etc.
Lawyers are well
aware of the tricky techniques that insurance companies follow to offer the
lowest possible benefit. Thus working with lawyers ensures that you are likely
to get the maximum possible amount of benefits with their productive
negotiating ability.
Represents
You At The Time Of Hearing Or Trial
In maximum cases,
disputes with insurance companies about workplace injury are settled beyond the
court. However, in case it moves to the courtroom hearing or trial, the lawyer
represents you before the workers' comp judge in the investigation process. For
this, the attorney may obtain depositions of witnesses, and prepare petitions
based on your medical records to respond to the lawyer of the insurance
company. They also ensure that all documents are submitted on a timely basis.
According to Mike Saltzstein, depending on how your
employer and insurance company cooperate to help you get the lawful benefits of
a worker's compensation claim, you need to decide if you require a lawyer’s
support. Some of the situations when consulting a lawyer is important are also
stated by him.
·
If you don’t possess or are not provided with
sufficient medical documents as evidence that can support your claim.
·
If the amount of your claim is fairly hefty
or your injury is serious and likely to take long-erm to recover.
·
The employer disagrees with your claim/ or
your claim is denied.
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